A draft signed by a person (the drawer or maker) that directs a bank (the drawee) to pay, on demand and without conditions, a specific sum of money to another person (the payee). Usually the funds are withdrawn from an account or a deposit that the drawer or maker has with the bank. Also called cheque. bad check. A check that is not honored by a drawee bank because it is forged, the account it is drawn on has insufficient funds or does not exist, or the check is in some other way defective. S...