A fee charged for the extension of credit and the deferral of payment of a loan. financial institution.N. A business that deals in money, such as a bank or trust company, a thrift institution, a currency exchange, a securities trading company, a credit card company, an insurance company, etc. financial intermediary. N. A person or company that brings together borrowers and lenders and specializes in transactions that change money from one form to another. financial statement. N. A report of t...